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Our Story

At SHA Retirement Group, we strive every day to improve the Retirement Plan outcomes of our clients’ participants while employing a proven process with Plan Committees to foster this goal and assist them in meeting their ever-changing fiduciary obligations.  With a strong team of committed professionals, we offer these services enthusiastically and with unmatched integrity.


SHA Retirement Group was created through the assembly of several retirement professionals, each with a unique skill set and experience with Plan Sponsors and the Retirement Plan industry. This helps us bring a perspective to retirement programs that most organizations simply don’t have.  Our consultants average more than 25 years of experience in working with sponsors of all plan types and, at a minimum, each is an Accredited Investment Fiduciary (AIF®) designee.  Collectively, our team has been recognized as among the top 300 most influential Defined Contribution Advisors and one of the Top 100 Advisor teams in America.


Our client base consists of manufacturing, service and professional organizations as well as non-profit and higher-education plans with assets ranging from $2 million to $2 billion and participants from 50 to 5,000.  In addition, we work with all major investment firms and over 20 different record keepers.


As independent Plan Investment Fiduciaries, we advise without bias or conflict.  Further, our affiliation with Resources Investment Advisors, the fastest growing independent RIA firm in the country, allows us access to other like-minded Retirement Plan professionals while also providing scale and the ability to access investment tools and resources at pricing not available to other groups.  Simply, we put our clients’needs first and maintain a mantra of “whatever it takes”.

Providing Guidance with the Goal of Improving Retirement Outcomes

  • 54% of today’s workforce has saved less than $25,000 for retirement and 26% has less than $1,000 in savings¹.
  • 77% of employees have no confidence that they will be able to retire on time¹.
  • A one-year increase in average retirement age results in an incremental cost of $50,000+ for each employee whose retirement is delayed².
  • A 2017 study found that, on average, people spend about 13 hours per month worrying about money matters at work³.


We clearly have some work to do in order to transform what was intended to be a supplemental retirement plan into what is now the primary retirement vehicle for most Americans. Building a successful retirement program can be a daunting task, especially with all the other demands that come with running an organization.  We serve as an extension of our clients’ organizations by helping to simplify the process. We were founded on the belief that every employee should retire with adequate income replacement—the ability to replace a paycheck with savings and social security. Through assistance with plan design, a proven fiduciary process and overall financial wellness, we help employers create a world-class retirement program.

For more than 16 years, SHA Retirement Group has advised organizations with the goal of positively impacting the futures of their employees while reducing fiduciary risk and overall long term cost. We specialize in 401(k), 403(b), defined benefit, and nonqualified deferred compensation plans.  Based in metro Detroit with a satellite office in Grand Rapids, our clients are colleges, universities, and businesses in the manufacturing, automotive, and service industries.



1 2016 Employee Benefits Research Institute
2 “Why Employers Should Care About the Cost of Delayed Retirements” –  Prudential Report
3 2017 Mercer Study